Buy Now or Wait? Advice for Massachusetts Buyers on Timing the Market

The question on every buyer’s mind this summer: Should I buy now, or hold off and wait?

If you're shopping for a home in Massachusetts, the answer isn’t one-size-fits-all but there are key local trends and seasonal insights that can help guide your decision.

Let’s break down what buyers should consider before making their next move.

Summer Inventory Is Up—But So Is Competition

Early summer tends to bring more listings, especially in popular Massachusetts areas like the South Shore, Greater Boston, and MetroWest. While this gives buyers more choice, it also means competition is still strong, especially for move-in-ready homes in desirable school districts.

💡 Tip: If you’re pre-approved and ready to act, buying now may give you access to more inventory before it tightens again in late summer.

Interest Rates Are Holding Steady—for Now

While rates have remained relatively stable, the market is always subject to change. Buyers who wait for a rate drop may find themselves facing higher prices if demand spikes again. Locking in now could mean long-term savings, especially if you can refinance later.

Life Timing May Matter More Than Market Timing

Trying to “time the market” perfectly can be stressful and risky. A better question might be: Is this the right time for you personally?

If you're planning a growing family, relocating, or tired of renting, then now might be the right time regardless of interest rates or market fluctuations.

Bottom Line?

If you’re financially ready and have a clear idea of your priorities, buying this summer could be a smart move. Waiting comes with risks like rising prices, fewer options, or increased competition. When in doubt, a personalized strategy from your real estate advisor can help you decide with confidence.

At Move Forward Real Estate, we’ll help you understand your options and make a move that’s right for your timeline and your future. Ready to talk? Let’s move forward together.